Dr. J's Maths.com
Where the techniques of Maths
are explained in simple terms.

Financial Maths - Future values of an Annuity.
Table of annuity for $1 contributions.


 

Table of interest factors to calculate

the future value of an ordinary annuity of $1 across n periods.

n 1% 2% 3% 4% 5% 6% 8% 10% 12%
1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000
2 2.0100 2.0200 2.0300 2.0400 2.0500 2.0600 2.0800 2.1000 2.1200
3 3.0301 3.0604 3.0909 3.1216 3.1525 3.1836 3.2464 3.3100 3.3744
4 4.0604 4.1216 4.1836 4.2465 4.3101 4.3746 4.5061 4.6410 4.7793
5 5.1010 5.2040 5.3091 5.4163 5.5256 5.6371 5.8666 6.1051 6.3529
6 6.1520 6.3081 6.4684 6.6330 6.8019 6.9753 7.3359 7.7156 8.1152
7 7.2135 7.4343 7.6625 7.8983 8.1420 8.3938 8.9228 9.4872 10.0890
8 8.2857 8.5830 8.8923 9.2142 9.5491 9.8975 10.6366 11.4359 12.2997
9 9.3685 9.7546 10.1591 10.5828 11.0266 11.4913 12.4876 13.5795 14.7757
10 10.4622 10.9497 11.4639 12.0061 12.5779 13.1808 14.4866 15.9374 17.5487
11 11.5668 12.1687 12.8078 13.4864 14.2068 14.9716 16.6455 18.5312 20.6546
12 12.6825 13.4121 14.1920 15.0258 15.9171 16.8699 18.9771 21.3843 24.1331
13 13.8093 14.6803 15.6178 16.6268 17.7130 18.8821 21.4953 24.5227 28.0291
14 14.9474 15.9739 17.0863 18.2919 19.5986 21.0151 24.2149 27.9750 32.3926
15 16.0969 17.2934 18.5989 20.0236 21.5786 23.2760 27.1521 31.7725 37.2797
16 17.2579 18.6393 20.1569 21.8245 23.6575 25.6725 30.3243 35.9497 42.7533
17 18.4304 20.0121 21.7616 23.6975 25.8404 28.2129 33.7502 40.5447 48.8837
18 19.6148 21.4123 23.4144 25.6454 28.1324 30.9057 37.4502 45.5992 55.7497
19 20.8109 22.8406 25.1169 27.6712 30.5390 33.7600 41.4463 51.1591 63.4397
20 22.0190 24.2974 26.8704 29.7781 33.0660 36.7856 45.7620 57.2750 72.0524
21 23.2392 25.7833 28.6765 31.9692 35.7193 39.9927 50.4229 64.0025 81.6987
22 24.4716 27.2990 30.5368 34.2480 38.5052 43.3923 55.4568 71.4028 92.5026
23 25.7163 28.8450 32.4529 36.6179 41.4305 46.9958 60.8933 79.5430 104.6029
24 26.9735 30.4219 34.4265 39.0826 44.5020 50.8156 66.7648 88.4973 118.1552
  1% 1.50% 2% 2.50% 3% 3.50% 4% 4.50% 5%
Periods                  
1 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000 1.0000
2 2.0100 2.0150 2.0200 2.0250 2.0300 2.0350 2.0400 2.0450 2.0500
3 3.0301 3.0452 3.0604 3.0756 3.0909 3.1062 3.1216 3.1370 3.1525
4 4.0604 4.0909 4.1216 4.1525 4.1836 4.2149 4.2465 4.2782 4.3101
5 5.1010 5.1523 5.2040 5.2563 5.3091 5.3625 5.4163 5.4707 5.5256
6 6.1520 6.2296 6.3081 6.3877 6.4684 6.5502 6.6330 6.7169 6.8019
7 7.2135 7.3230 7.4343 7.5474 7.6625 7.7794 7.8983 8.0192 8.1420
8 8.2857 8.4328 8.5830 8.7361 8.8923 9.0517 9.2142 9.3800 9.5491
9 9.3685 9.5593 9.7546 9.9545 10.1591 10.3685 10.5828 10.8021 11.0266
10 10.4622 10.7027 10.9497 11.2034 11.4639 11.7314 12.0061 12.2882 12.5779
11 11.5668 11.8633 12.1687 12.4835 12.8078 13.1420 13.4864 13.8412 14.2068
12 12.6825 13.0412 13.4121 13.7956 14.1920 14.6020 15.0258 15.4640 15.9171
13 13.8093 14.2368 14.6803 15.1404 15.6178 16.1130 16.6268 17.1599 17.7130
14 14.9474 15.4504 15.9739 16.5190 17.0863 17.6770 18.2919 18.9321 19.5986
15 16.0969 16.6821 17.2934 17.9319 18.5989 19.2957 20.0236 20.7841 21.5786
16 17.2579 17.9324 18.6393 19.3802 20.1569 20.9710 21.8245 22.7193 23.6575
17 18.4304 19.2014 20.0121 20.8647 21.7616 22.7050 23.6975 24.7417 25.8404
18 19.6147 20.4894 21.4123 22.3863 23.4144 24.4997 25.6454 26.8551 28.1324
19 20.8109 21.7967 22.8406 23.9460 25.1169 26.3572 27.6712 29.0636 30.5390
20 22.0190 23.1237 24.2974 25.5447 26.8704 28.2797 29.7781 31.3714 33.0660
21 23.2392 24.4705 25.7833 27.1833 28.6765 30.2695 31.9692 33.7831 35.7193
22 24.4716 25.8376 27.2990 28.8629 30.5368 32.3289 34.2480 36.3034 38.5052
23 25.7163 27.2251 28.8450 30.5844 32.4529 34.4604 36.6179 38.9370 41.4305
24 26.9735 28.6335 30.4219 32.3490 34.4265 36.6665 39.0826 41.6892 44.5020
25 28.2432 30.0630 32.0303 34.1578 36.4593 38.9499 41.6459 44.5652 47.7271
26 29.5256 31.5140 33.6709 36.0117 38.5530 41.3131 44.3117 47.5706 51.1135
27 30.8209 32.9867 35.3443 37.9120 40.7096 43.7591 47.0842 50.7113 54.6691
28 32.1291 34.4815 37.0512 39.8598 42.9309 46.2906 49.9676 53.9933 58.4026
29 33.4504 35.9987 38.7922 41.8563 45.2189 48.9108 52.9663 57.4230 62.3227
30 34.7849 37.5387 40.5681 43.9027 47.5754 51.6227 56.0849 61.0071 66.4388
31 36.1327 39.1018 42.3794 46.0003 50.0027 54.4295 59.3283 64.7524 70.7608
32 37.4941 40.6883 44.2270 48.1503 52.5028 57.3345 62.7015 68.6662 75.2988
33 38.8690 42.2986 46.1116 50.3540 55.0778 60.3412 66.2095 72.7562 80.0638
34 40.2577 43.9331 48.0338 52.6129 57.7302 63.4532 69.8579 77.0303 85.0670
35 41.6603 45.5921 49.9945 54.9282 60.4621 66.6740 73.6522 81.4966 90.3203
36 43.0769 47.2760 51.9944 57.3014 63.2759 70.0076 77.5983 86.1640 95.8363
37 44.5076 48.9851 54.0343 59.7339 66.1742 73.4579 81.7022 91.0413 101.6281
38 45.9527 50.7199 56.1149 62.2273 69.1594 77.0289 85.9703 96.1382 107.7095
39 47.4123 52.4807 58.2372 64.7830 72.2342 80.7249 90.4091 101.4644 114.0950
40 48.8864 54.2679 60.4020 67.4026 75.4013 84.5503 95.0255 107.0303 120.7998
41 50.3752 56.0819 62.6100 70.0876 78.6633 88.5095 99.8265 112.8467 127.8398
42 51.8790 57.9231 64.8622 72.8398 82.0232 92.6074 104.8196 118.9248 135.2318
43 53.3978 59.7920 67.1595 75.6608 85.4839 96.8486 110.0124 125.2764 142.9933
44 54.9318 61.6889 69.5027 78.5523 89.0484 101.2383 115.4129 131.9138 151.1430
45 56.4811 63.6142 71.8927 81.5161 92.7199 105.7817 121.0294 138.8500 159.7002
46 58.0459 65.5684 74.3306 84.5540 96.5015 110.4840 126.8706 146.0982 168.6852
47 59.6263 67.5519 76.8172 87.6679 100.3965 115.3510 132.9454 153.6726 178.1194
48 61.2226 69.5652 79.3535 90.8596 104.4084 120.3883 139.2632 161.5879 188.0254
49 62.8348 71.6087 81.9406 94.1311 108.5406 125.6018 145.8337 169.8594 198.4267
50 64.4632 73.6828 84.5794 97.4843 112.7969 130.9979 152.6671 178.5030 209.3480
51 66.1078 75.7881 87.2710 100.9215 117.1808 136.5828 159.7738 187.5357 220.8154
52 67.7689 77.9249 90.0164 104.4445 121.6962 142.3632 167.1647 196.9748 232.8562
53 69.4466 80.0938 92.8167 108.0556 126.3471 148.3459 174.8513 206.8386 245.4990
54 71.1410 82.2952 95.6731 111.7570 131.1375 154.5381 182.8454 217.1464 258.7739
55 72.8525 84.5296 98.5865 115.5509 136.0716 160.9469 191.1592 227.9180 272.7126
56 74.5810 86.7975 101.5583 119.4397 141.1538 167.5800 199.8055 239.1743 287.3482
57 76.3268 89.0995 104.5894 123.4257 146.3884 174.4453 208.7978 250.9371 302.7157
58 78.0901 91.4360 107.6812 127.5113 151.7800 181.5509 218.1497 263.2293 318.8514
59 79.8710 93.8075 110.8348 131.6991 157.3334 188.9052 227.8757 276.0746 335.7940
60 81.6697 96.2147 114.0515 135.9916 163.0534 196.5169 237.9907 289.4980 353.5837
61 83.4864 98.6579 117.3326 140.3914 168.9450 204.3950 248.5103 303.5254 372.2629
62 85.3212 101.1377 120.6792 144.9012 175.0134 212.5488 259.4507 318.1840 391.8760
63 87.1744 103.6548 124.0928 149.5237 181.2638 220.9880 270.8288 333.5023 412.4699
64 89.0462 106.2096 127.5747 154.2618 187.7017 229.7226 282.6619 349.5099 434.0933
65 90.9366 108.8028 131.1262 159.1183 194.3328 238.7629 294.9684 366.2378 456.7980
66 92.8460 111.4348 134.7487 164.0963 201.1627 248.1196 307.7671 383.7185 480.6379
67 94.7745 114.1063 138.4437 169.1987 208.1976 257.8038 321.0778 401.9859 505.6698
68 96.7222 116.8179 142.2125 174.4287 215.4436 267.8269 334.9209 421.0752 531.9533
69 98.6894 119.5702 146.0568 179.7894 222.9069 278.2008 349.3177 441.0236 559.5510
70 100.6763 122.3638 149.9779 185.2841 230.5941 288.9379 364.2905 461.8697 588.5285
71 102.6831 125.1992 153.9775 190.9162 238.5119 300.0507 379.8621 483.6538 618.9549
72 104.7099 128.0772 158.0570 196.6891 246.6672 311.5525 396.0566 506.4182 650.9027